What Are Consumer Credit Counseling Services?


by Jill Bridges on March 26, 2019  0 Comment

What Are Consumer Credit Counseling Services?
You can find consumer credit counseling services from independent agencies certified by the National Foundation for Consumer Credit. Credit counselors can help you with budget planning or a debt management plan to help you pay off your debt. Initial consultations with counselors are often free and can be done by phone, online, or in person. Dealing with debt on your own can be very difficult, especially if you owe a large amount of money. Although there are many ways that you can get out of debt, seeking Consumer Credit Counseling Services (CCCS) from an accredited agency is one of your best solutions. CCCS can help you get your finances in order so that you can pay off your current debt ...

Debt Management Plans: What You Need to Know


by Jill Bridges on February 05, 2019  0 Comment

Debt Management Plans: What You Need to Know
For those with significant debt problems, a debt management plan from a credit counseling agency can be a useful option for improving finances and becoming debt free. However, choosing a poorly run or unprofessional credit counseling agency for a debt management plan can be detrimental to your financial future and credit goals. Find out more about how to consolidate accounts using a debt management plan and how to choose the right agency for your needs. What Is a Debt Management Plan? A debt management plan consists of a payment schedule for you to use to pay off your debts. You agree to deposit funds with your credit counseling agency each month, which they use to pay your creditors. When you've ...

The Pros and Cons of Debt Relief Programs


by Jill Bridges on February 05, 2019  0 Comment

The Pros and Cons of Debt Relief Programs
Trying to get out from under debt can be very difficult, especially if you owe a large amount of money. If you're struggling to pay off your debt, and it seems like you're going to have to deal with creditors for the rest of your life, you should consider applying for a debt relief program. With the right program, you may be able to pay off your debt, get creditors off your back, and start enjoying your life again. Here are a few debt relief program pros and cons that you should consider if you're looking for a solution to get rid of your debt once and for all. Debt Relief Program Options When you're looking for a debt relief ...

Who Can Help With Debt Relief?


by Staff Writer on October 26, 2017  0 Comment

Who Can Help With Debt Relief?
Whether you're dealing with credit card debt, student loan debt, or tax debt, paying your bills on time can seem impossible. If managing your debts without getting behind on your payments seems like an insurmountable challenge, you aren't alone. In fact, debt management is a common issue for consumers, and you have several options to consider. Find out who can help with debt relief and discover the right credit counseling program, debt management plan, or debt consolidation company to help you. Credit Counseling Programs For many people who are struggling to pay bills and handle growing debts, seeking out a credit counseling program is a smart step forward. Take a look at how these services work and find out if ...

What is Debt Settlement? How is it Different from Credit Counseling?


by Staff Writer on September 12, 2017  0 Comment

What is Debt Settlement? How is it Different from Credit Counseling?
If it feels as if you’re drowning in debt, you are probably considering your options. You may be getting advertisements in the mail from companies offering to help you negotiate a debt settlement. But what is debt settlement? How does it work? And how is it different from credit counseling or a debt management plan? Solvable provides the answers so you can make a more educated decision, get a handle on your debt, and start on the path to financial freedom. What Is Debt Settlement? A debt settlement allows you to pay off your debts at a fraction, or percentage, of what you owe. It’s not uncommon to settle debts at 10 to 60 percent of your balance. Debt settlement ...

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