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Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan. solvable is not a lender or creditor, it does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures, please ask your lender about rates, terms, fees, and potential discounts that may be available for each product.
Solvable is not a creditor as it does not offer, extend or alter credit; rather it is an online market lead generator that allows consumers to shop and compare rates, terms and costs associated with financial products such as mortgages, auto loans, personal loans, student loans, etc. solvable does not originate or fund any product it markets; rather it has a network of lenders or Partners/affiliates. You may choose to speak with one or more of these lenders or Partners/affiliates to determine what your actual terms and savings may be. Only a lender can provide you with a formal application for credit, your inquiry form here is merely an expression of interest and/or intent to obtain credit or assistance. You must discuss your actual credit situation and fill out the lender’s required documents prior to obtaining an extension of credit. Network lenders may not have the best or the lowest rates so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, etc. to ensure you are truly getting your best deal for your situation.
You should contact your tax professional or other financial advisor to determine if you can actually realize savings by refinancing when it can extend the life of your current loan. You should ask the lender about all terms, rates, fees and costs associated with each product and if you will realize a net tangible benefit from the same. All initial estimated savings is done by trying to calculate what your rate may be; however, solvable does not have that information and cannot guarantee potential savings or that lenders will approve you for such product that would warrant those savings. Rates are not guaranteed and change daily. Lenders/Brokers/Dealers/Partners that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to solvable at the time of matching/offer/quote delivery. All amounts are estimates and examples only and do not represent an actual offer.
Tax Attorneys to Solve Your Tax Issues
Unlike many tax debt resolution services, Victory Tax Lawyers LLP employs only tax attorneys, and not other tax experts. What’s more, everyone on their team has a minimum of 10 years of experience. This sets the company apart and enables it to handle even the most complex tax issues.
Best Rated by Multiple Review Sites and Organizations
VTL boasts that it is “the nation’s leading tax law firm.” The positive customer reviews and awards it has earned seem to prove this is not just an empty claim. VTL was voted a Best Business of 2021 by ThreeBest Rated, has 5-star customer ratings on both Facebook and Yelp, and was a top 10 ranked company from BestCompany.com.
VTL provides three easy ways to reach out and schedule a free consultation with one of their tax attorneys. You can email firstname.lastname@example.org, call 800-883-8301, or fill out the contact form on their website, which includes a question about how much you owe in back taxes so the attorney can schedule a call with an idea of how the firm may be able to help.
Flat Fee Basis Means No Surprise Bills
Unlike some tax debt relief companies that charge an hourly rate, VTL typically charges a flat fee. That means you won’t experience surprise bills or be unsure about what you’re getting into when you hire VTL.
Saved Tens of Millions of Dollars for Their Clients
VTL says it has saved its clients more than $12.5 million. Clients in customer reviews have mentioned that VTL helped them eliminate taxes and fees and worked out payment plans to reduce tax debt from $26,000 or more to zero. Another client on TrustPilot said, “They basically made my $17,000 tax debt go away.”
Can Assist Companies with Payroll Taxes
Not every tax debt relief company has the capabilities to help businesses with payroll back taxes. In light of the Paycheck Protection Program introduced during the Covid-19 pandemic, payroll taxes and knowing what’s owed may be even more complicated for business owners today. VTL can help you get caught up on payroll back taxes, avoid fees and penalties, and stay on track for the future.
Can Help with FBAR and Offshore Compliance
IRS tax laws get even more complicated for taxpayers who have offshore bank accounts or investments. VTL has attorneys on staff who are experts in helping tax papers file FBAR, or the Report of Foreign Bank and Financial Accounts to ensure compliance with U.S. regulations.
Investors with foreign funds exceeding $10,000 must file the FBAR form or face fines of up to $10,000 if the failure to file wasn’t willful, and the greater of $100,000 or 50% of the total amount of foreign investments and holdings if the IRS determines that failure to report was a willful act by the taxpayer.
VTL can help taxpayers with foreign holdings avoid penalties and fees and get up to date and in compliance with U.S. tax laws for foreign accounts, saving hundreds of thousands – or even millions – of dollars.
Solutions to Stop Liens, Levies and Wage Garnishment
If you are facing IRS tax liens or levies on your property due to unpaid state or federal taxes, VTL is ready to help. Their tax attorneys can take immediate actions to stop collections actions, have liens or levies release and stop wage garnishment.
Variety of Services Offered
From tax prep to tax debt relief, VTL offers full-service tax solutions for individuals and businesses. Because VTL hires only qualified tax attorneys, they can also represent clients during an IRS audit.
VTL offers many solutions for tax debt relief, including proposals for an offer-in-compromise, partial pay installment agreements, penalty abatements, and even currently-not-collectible status, if you can show enough financial hardship to put an end to collections.
Accredited with an A+ Rating from the Better Business Bureau
VTL has been accredited by the Better Business Bureau since 2017, which was the year the company launched. It was achieved the highly A+ rating and also a 5/5 for customer reviews on the website. Even more surprising, VTL has no customer complaints, which is practically unheard of in the tax debt relief industry. Often, if a tax debt relief company is unable to save a taxpayer money the client will post a bad review, even if the company put forth its best effort. VTL seems to have a long string of happy customers, not just on the BBB website, but on other customer review sites like TrustPilot and Yelp, as well.
Founded in 2017 by managing partner and experienced tax attorney Parham Khorsandi, Esq., VTL is a Los Angeles, California, based tax debt relief company specializing in issues often best handled by tax attorneys rather than CPAs or IRS enrolled agents. The company handles both individual and corporate tax matters.
Khorsandi founded VTL after working for more than six years as an attorney at the top-rated Tax Defense Partners firm, where he managed a client services team of 30 tax professionals, including tax attorneys. Khorsandi graduated in the top 30% of his class at Pepperdine Law, after graduating with a BA in Psychology from UC San Diego.