Solvable is a for-profit company that helps customers resolve their tax problems, but a free service for consumers. Partners cannot pay us to guarantee favorable editorial reviews or ratings. We do not publish favorable (or unfavorable) editorial reviews or assessments at the direction of an advertiser or partner. We always work to put consumers first and do our best to provide value in meaningful ways, but our reviews are subjective.
Solvable is compensated by some of the companies seen on our website. Most often, Solvable receives fees when one of our readers clicks, fills out a form, applies for, or receives a financial product from one of our partners. We also earn fees for capturing consumer stories and writing about them, displaying advertising, having our partners sponsor certain parts of the site, and writing content that may be relevant to our partner and their audience. This compensation may impact where products appear on this site, including article pages, comparison listings, the order in which they appear or if they will even appear on a given page, and our matching recommendations. Solvable has not written about, reviewed, or rated all financial products available to consumers.
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We do recommend that you shop around and compare services and costs with other companies while performing your own due diligence, especially since people’s experiences with companies can change over time.
The offers that you are matched up with are from companies or attorneys/law firms that we may receive compensation from. Based on our initial review of such companies or individuals, we feel comfortable introducing them to our readers. We won’t recommend something just because we’re offered payment to endorse or promote it. However, we do recommend that you shop around and compare services and costs with other companies while performing you own due diligence, especially since people’s experiences with companies can change over time.
We are not attorneys and we don’t provide legal advice. As always, we encourage you to do your homework and check out individuals and companies before you hire them. If you are already working with an attorney, we urge you to ask them your questions. After all, they will be familiar with your situation and the laws in your state.
We hope that you find Solvable helpful in your efforts to get a fresh start.
The Personal Loan offers that appear on this site are from companies or affiliates from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). solvable does not include all Personal Loan companies or all types of offers available in the marketplace.
Personal Loan Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which loan works best for you and your own personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s or affiliates discretion. There is never a guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms that were shown.
Be sure to speak with your representative about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask up front about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $35,000 may be available through participating lenders or affiliates; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms and rates offered. In some cases, lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products. Ask your representative for details.
The card offers that appear on this site are from companies or affiliate offers from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). solvable does not include all card companies or all card offers available in the marketplace.
Credit Card Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which card works for you and your personal financial situation. Information is provided by the Credit Card Providers and is not a guarantee of approval.
All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s discretion. All reasonable efforts are made to provide and maintain accurate information. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown.
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See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the provider’s website.
Business Loan offers that appear on this site are from companies or affiliates from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). solvable does not include all Business Loan companies or all types of offers available in the marketplace.
Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purpose only and not for any personal, family or household purposes.
Most of our Business Funding Partners or affiliates, do not require collateral for business loans; however, please note that it is possible to be offered another product by the lender depending on your needs and if the underwriting requirements dictate the same. Traditional bank and SBA loans generally are known for collateral requirements.
There is no one-size fits all business loan. Rather there are several types that will likely be offered and or discussed with you upon completing your request. Business Funding Partners determine the underwriting criteria necessary for approval, you should review each Partner’s terms and conditions to determine which business funding option works for your business’s financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Partner’s discretion. There is never a guarantee your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms shown. Lender terms and conditions will apply and all products may not be available in all states. Ask your loan representative for details.
Student loan offers that appear on this site are from companies or affiliates from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). solvable does not include all student loan companies or all types of offers available in the marketplace.
Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan. solvable is not a lender or creditor, it does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures, please ask your lender about rates, terms, fees, and potential discounts that may be available for each product.
Solvable is not a creditor as it does not offer, extend or alter credit; rather it is an online market lead generator that allows consumers to shop and compare rates, terms and costs associated with financial products such as mortgages, auto loans, personal loans, student loans, etc. solvable does not originate or fund any product it markets; rather it has a network of lenders or Partners/affiliates. You may choose to speak with one or more of these lenders or Partners/affiliates to determine what your actual terms and savings may be. Only a lender can provide you with a formal application for credit, your inquiry form here is merely an expression of interest and/or intent to obtain credit or assistance. You must discuss your actual credit situation and fill out the lender’s required documents prior to obtaining an extension of credit. Network lenders may not have the best or the lowest rates so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, etc. to ensure you are truly getting your best deal for your situation.
You should contact your tax professional or other financial advisor to determine if you can actually realize savings by refinancing when it can extend the life of your current loan. You should ask the lender about all terms, rates, fees and costs associated with each product and if you will realize a net tangible benefit from the same. All initial estimated savings is done by trying to calculate what your rate may be; however, solvable does not have that information and cannot guarantee potential savings or that lenders will approve you for such product that would warrant those savings. Rates are not guaranteed and change daily. Lenders/Brokers/Dealers/Partners that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to solvable at the time of matching/offer/quote delivery. All amounts are estimates and examples only and do not represent an actual offer.
Tax Relief Advocates, or TRA, says that you can always speak to a tax professional, even if you haven’t signed up for any of TRA’s vast array of tax services yet. In an industry wrought with fraud and imposters, TRA is transparent about the credentials of their experts. They clearly list websites, including the California Tax Education Council and the Internal Revenue Service’s Directory of Federal Tax Return Preparers with Credentials and Select Qualifications, where you can look up a tax professional in their company.
If qualification and certifications with the CTEC and IRS are not enough, TRA is also accredited by the Better Business Bureau with an A+ rating since September 2018, just one year after the company’s launch in 2017.
Tax Relief Advocates lists more than a dozen tax services they provide and dives deep into what each of the services and IRS programs entail for the taxpayer. This is yet another example of the company’s excellent customer service and transparency.
As with many other tax assistance services, Tax Relief Advocates offers a free, 20-minute phone consultation to see if they are a right fit for you.
They also provide in-office consultations for taxpayers near their Irvine, California main office or any of the other areas they serve. TRA has local offices in Vancouver, Washington; Louisville, Kentucky; Las Vegas and Reno, Nevada; Austin and Garland, Texas; Albuquerque, New Mexico; Pittsburgh and Chadsford, Pennsylvania; and Scottsdale and Tucson, Arizona.
Tax Relief Advocates can help with federal, state, and local taxes in any of the regions they serve and federal taxes for businesses and individuals nationwide. In addition to helping taxpayers take advantage of any of the IRS’ many programs for back tax assistance, the company offers personal and small business accounting services and tax preparation.
Unlike many tax back tax assistance firms, Tax Relief Advocates has a staff of more than 20 professionals that include tax consultants, tax attorneys, IRS enrolled agents, and CPAs, so you can always get the professional service you need from an expert in the field.
Many people fail to file taxes – even if the IRS may owe them a refund. In 2017, even before the pandemic made filing taxes even more difficult and confusing, the IRS had unclaimed tax refunds worth $1.3 billion for people who failed to file their federal returns by April 2021. If the IRS owes you a refund, you have three years to file and claim your money, which means those people had until May 17, 2021.
If you haven’t filed your tax return due to personal hardship, not understanding how to file, or missing information, Tax Relief Advocates can help. If you owe money on your taxes for previous years, they will file your returns with all the correct information to help reduce your tax liability and then negotiate to help you pay off your back taxes faster, often for less than you owed.
Tax Relief Advocates was certified a “Great Place to Work” in 2021 by GreatPlacetoWork.com. Since happy and engaged employees tend to be better at their jobs, this certification speaks volumes that your experience with TRA= will be positive and low-stress.
This certification is supported by a 5-star rating on Glassdoor with 34 positive reviews, including one that declared, “Best company I have ever worked for.”
TRA employees also give back to their local communities, which leads to a sense of personal fulfillment that is reflected in how they do their jobs. The company joined Saddleback Church in donating turkeys during Thanksgiving during the pandemic, has volunteered at local soup kitchens, and handed out backpacks filled with essential personal items to homeless people during the holiday season.
Tax Relief Advocates detailed process begins with a 100% free consultation and proceeds quickly as soon as the taxpayer decides to move forward. The investigation process may take up to two weeks, during which time the IRS stops all collections action. At that time, TRAs’ tax professionals work to achieve a suitable resolution, which could lead to freedom from back tax in as little as six to eight weeks.
Tax liens, tax levies, and wage garnishment threats are scary – especially if you know you don’t have the money to pay your outstanding back taxes. TRAs’ tax professionals know exactly how to stop liens, levies, and wage garnishment as they negotiate an arrangement that can help you find back tax assistance sooner than you might have imagined.
Unlike many back tax assistance firms, Tax Relief Advocates shows an overwhelming amount of positive reviews across the Web, including Google Reviews, Yelp, the Better Business Bureau, and TrustPilot.
“I give this company a 5 star all the way! It was my first time filing taxes as a 1099 small business owner… The owner George [Nunez] saved me thousands of dollars… I will NEVER use anyone else again,” writes Julia M. in Irvine.
Reba B. in Cypress, CA, shared: “TRA and George were a blessing when we connected last tax season. George and his staff are thorough, professional and diligent. No matter how many emails we sent George, he answered every one in a timely manner. We will be using Tax Relief Advocates again this year and we highly recommend them for all you tax related needs.”
Founded by tax professional George Nunez in 2017 and incorporated in Irvine, California, in 2018, Tax Relief Advocates may be a newer company as far as back tax assistance firms go, but the vast amount of positive reviews, certifications, and their overall transparency shows they are a company to be trusted.
The company provides back tax assistance services through the IRS Fresh Start program, which provides offers-in-compromise, partial pay installment agreements, and other ways to reduce your overall back taxes and give you more time to pay.
It is also expert in tax prep for individuals, freelancers, and small business owners, and can even help with unfiled or late tax returns.