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Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan. solvable is not a lender or creditor, it does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures, please ask your lender about rates, terms, fees, and potential discounts that may be available for each product.
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You should contact your tax professional or other financial advisor to determine if you can actually realize savings by refinancing when it can extend the life of your current loan. You should ask the lender about all terms, rates, fees and costs associated with each product and if you will realize a net tangible benefit from the same. All initial estimated savings is done by trying to calculate what your rate may be; however, solvable does not have that information and cannot guarantee potential savings or that lenders will approve you for such product that would warrant those savings. Rates are not guaranteed and change daily. Lenders/Brokers/Dealers/Partners that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to solvable at the time of matching/offer/quote delivery. All amounts are estimates and examples only and do not represent an actual offer.
Free Consultation and Fast Service
Alliance Tax Advocate promises to help you qualify for an IRS tax assistance program in just 15 minutes with their free consultation. In that time, their CPAs and IRS enrolled agents can determine if you are a good fit for back tax resolution through Alliance Tax Advocate.
The company prides itself on fast action, even if your case requires immediate attention. The company promises actionable, efficient, and results-oriented solutions for businesses and individuals facing local, state, or federal back taxes.
Simple, Three-Step Process
Alliance Tax Advocate uses a simple, three-step process, first providing a free tax consultation to determine if they can find a solution to your back tax problems through the many IRS programs available. Alliance Tax Advocate’s experts will then enter the investigation phase of your case, where they pull your IRS transcripts for the past several years and discover the extent of the back taxes, penalties and fees you owe.
Finally, they enter the negotiation phase where they file the proper IRS forms to help you secure an IRS installment plan, partial pay agreement, offer-in-compromise, or even file for currently-not-collectible status if you have no money available to pay any of your back taxes. Once the IRS has accepted an agreement, you will be on your way to being back tax- free.
Reduce Fees and Penalties
Alliance Tax Advocate will work to have your fees and penalties reduced or, in some cases, even waived, regardless of the amount of back taxes you owe. This, alone, can shave substantial dollars off your outstanding tax bill and help you get back on your feet and on the way to debt resolution.
Helps Stop Collections Actions and Wage Garnishment
If you have unpaid back taxes, you could be subject to IRS liens, levies, and even wage garnishment. Alliance Tax Advocate’s experts can help stop wage garnishment and also remove liens or levies on your property.
Offers Assistance with Tax Consultation and Tax Prep
There’s more to getting – and staying – out of back tax obligations than just reaching an agreement with the IRS to settle your unpaid tax bill. You also want to make sure you are caught up on all your tax filings from previous years. And you want to submit your tax returns on time in the future to avoid penalties and fees. Most of all, you want to work with an expert who knows the legal ways to help reduce your tax liability so you will owe less in the future, reducing the odds that you’ll get in trouble with back tax again.
Alliance Tax Advocate provides tax preparation services for individual taxpayers and businesses and can help with filing both state and federal taxes. Their IRS enrolled agents are available and ready to help.
Helps Businesses with Payroll, HR, and Insurance Services
Through renowned payroll and human resource service provider ADP, Alliance Tax Advocate provides payroll, HR, and insurance services to its business clients. ADP is recognized by the IRS, which gives businesses who use their services more leverage in negotiating with the IRS in matters related to payroll taxes and business tax filings. ADP provides a record of on-time payroll tax payments, which makes bookkeeping, accounting and tax filing easier. Being able to show you made payroll tax payments on time may also reduce or eliminate penalties. Automated systems through ADP are just another way that you can reduce the stress related to business taxes and back taxes.
Emphasis on Client Service and Customer Satisfaction
By assigning each client an exclusive case manager, Alliance Tax Advocate is able to deliver exemplary, personalized service. The company promises a response via email to any customer inquiries with five hours. You can also call the Client Services Department between 8 AM and 5 PM Pacific for immediate help.
Positive Consumer Reviews Show Excellent Results
Alliance Tax Advocate has a track record of positive consumer reviews across multiple websites, including Yelp, Trustpilot, and Google. The company earned a 4.3-star average rating on Google reviews, a 3.8-star rating on Trustpilot, and 5 stars from 4 reviewers on Yelp.
The most recent 5-star review on the Better Business Bureau website states, “They are great and helped me pay 8 years of taxes.”
Trustpilot reviewer James Zoe commented on the company’s fast action, writing, “Nicole was able to perform miracle tax lien resolutions at record speed.”
Accredited with an A Rating from the Better Business Bureau
Founded in 2015, Alliance Tax Advocate has been accredited by the Better Business Bureau since 2018 with an A rating.
With two offices in Santa Ana, California, Alliance Tax Advocate is available to provide in-person service to local residents, and also serves taxpayers across the United States via phone and email.
The company works with businesses and individuals to provide a full array of tax preparation and back tax resolution services. Through a partnership with ADP, it can provide bookkeeping, payroll, HR, time & attendance, and insurance services to sole proprietors, small businesses, and large corporations.
Led by Mohamed Osman, President, and Chief Marketing Officer Adam Osman, Alliance Tax Advocate employs CPAs, IRS enrolled agents, and other licensed tax professionals to assist clients with current taxes, back taxes, tax planning, and business services.