The IRS can legally garnish your pension, 401(k), or other retirement account to pay off any back taxes you might owe.
In most cases, the IRS treats this garnishment as a last resort. It is difficult to get access to these funds, as the accounts are often restricted by limitations and requirements.
Unless you have committed fraud, evaded taxes, or made contributions to these retirement accounts while you accumulated your tax debt, the IRS generally won't attempt to garnish your retirement funds; although in many cases, the IRS can legally seize the funds.
If you owe back taxes, you might be wondering whether the Internal Revenue Service (IRS) can legally garnish your retirement money, including funds in your 401(k), pension, ...