844-293-4170
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Overview

Highlights

  • Largest debt negotiator in the U.S.
  • Online client dashboard keeps you in the loop
  • Serves a majority of states
  • Free consultation
  • No upfront fees
  • Reduce debt by 15 to 35 percent or more
  • Informative savings calculator provides an upfront estimate
  • Make one monthly payment
  • Debt settlement can start quickly
  • Settles a variety of debts
  • Gives back to local communities

Largest Debt Negotiator in the U.S.


As the largest debt negotiator in the U.S., Freedom Debt Relief has incredible influence over creditors to negotiate a satisfactory settlement for customers. To date, Freedom Debt Relief says it has settled more than $7 billion in unsecured debt since 2002.

The company has helped more than 450,000 people negotiate settlements with their creditors, save thousands of dollars, and pay off their debt more quickly than they would otherwise be able to.

Online Client Dashboard Keeps You In The Loop
As a tech-savvy agency, Freedom Debt Relief provides a user-friendly client dashboard that keeps you up to date on your progress. You can see how much money you have in your debt settlement account and receive notifications when a settlement is in process.
You can check when an account has been settled so you can track your progress on your path to financial freedom.

Serves a Majority of States
The Freedom Debt Relief team is licensed to operate in more than 30 states, giving many consumers across the country access to a way out of debt.

Free Consultation
There is never a fee to talk to a licensed debt specialist at Freedom Debt Relief. If the company’s debt experts determine that debt settlement may not be a good fit for your situation, they can recommend other alternatives and provide financial counseling to assist you.

No Upfront Fees
You don’t pay a dime to Freedom Debt Relief until they successfully settle your first debt. The fees, paid at the time of settlement, equal a percentage of the overall debt.

Reduce Debt by 15 to 35 Percent or More

Freedom Debt Relief estimates that it can save most customers an average of 15 to 35 percent of the total debt owed. But the website also shows occasions where Freedom Debt Relief saved customers 50 to 60 percent of their unsecured debt, resulting in tens of thousands of dollars in overall savings.

Informative Savings Calculator Provides An Online Estimate Before You Start
An online savings calculator factors in your home state and the amount of debt you owe to estimate your monthly payment, the length of time it will take you to get out of debt, and your total cost savings through the debt settlement program.

Make One Monthly Payment
Freedom Debt Relief is a debt settlement agency, which requires a monthly payment, or monthly program deposit. You deposit these funds into an FDIC-secured settlement account.

Freedom Debt Relief then has Power of Attorney to negotiate a debt settlement with your creditors. One by one, the company negotiates with creditors to pay off your debt at a percentage of what you owe.

The monthly program deposit often equals less than the minimum monthly payments on your credit cards. And instead of seeing your debt rise or stay the same, your credit card balances will begin to drop until you can envision a life that is free from credit card and other unsecured debt.

Settlements May Begin In As Little As Two To Six Months

Depending on the balances of your outstanding accounts and the amount of your monthly program deposit, Freedom Debt Relief experts may be able to negotiate a settlement in as little as two months.

It takes most customers an average of 24 to 48 months to pay off all their unsecured debt.

Gives Back to Local Charity Groups
Freedom Debt Relief is committed to the communities where its employees live and work. Through employee volunteering and monetary donations, Freedom Debt Relief gives back to many charitable organizations in Arizona and California.

Accredited by Esteemed Organizations
Freedom Debt Relief has been an A+ rated member of the Better Business Bureau since 2015. BBB reviews have earned the company an average of 4.78 stars.

The company is also accredited by the American Fair Credit Council (AFCC).

Settles a Variety of Debts
Freedom Debt Relief has a large team of experts who can help you pay off credit card debt, medical bills, and unsecured personal loans at much less than you owe.

About Freedom Debt Relief

Founded in 2002 by Stanford Business School graduates Andrew Housser and Brad Stroh, Freedom Debt Relief remains a leading name in the field of debt settlement. The company stays true to its mission of providing financial solutions, services, and education that enables people to reduce debt, build wealth, and achieve financial freedom.

With offices in San Mateo, California, and Phoenix, Arizona, Freedom Debt Relief employs nearly 2,000 highly trained and certified professionals to service clients across 34 states.

The Bottom Line
If you are looking to settle your credit card and other unsecured debt and want to go with a well-known name in the industry, it’s worth considering Freedom Debt Relief. Since 2002, the company has helped more than 450,000 people save thousands of dollars by negotiating a lump-sum debt settlement with creditors.

Reviews

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    I had the MOST wonderful experience. I dealt with Jack and Ava. Both were very informative, and really took charge of my tax matter. I was able to get everything handled in about 6 months and save a lot of money. I will say I was a nervous wreck and had trouble just relaxing, but once I did I felt I saw magic happen. Thank you fine folks at stopirsdebt. I am forever grateful.

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    I talked to Mark about all my back taxes and the issues I face with these crazy IRS people. He PROMISED me they would get it done and I can sit here and say he is a man of his word. I feel they took care of me well and really had my best interest. I was able to keep my properties and retirement accounts and still get this solved. I am glad I talked to Mark and we sorted this thing out.

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    I like them and they work. I would recommend for your tax problems. I liked Ariana.

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    YES YES YES!!! This truly has been a blessing in my life. I can not sing enough praises. I feel like we can finally retire ion peace because of the great job they all did resolving our tax issues. I would definitely hire them again and I think the process is very easy. It took several months and I can say with confidence all is good.

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    Their prices were the best of the folks I called. Seems to be working out. No more garnishment. so I think they are good.

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    They are AMAZING!! From the first fella I spoke to down to the receptionist confirming a fax. I am so happy I trusted them. They kept saying we are handling this and I was skeptic but here we are 7 months later and I saved a great deal of money and I only have to pay a small amount monthly towards the remaining amount. I recommend them and give them 5 stars.

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    Dealing with the IRS has been a nightmare for me the last 6 years. I finally buckled down and hired this firm to help me, since I did not seem to get anywhere. It took us about 9 months (sounds like forever but compared to 6 years it isn’t bad really) and I can finally say my tax debt is behind me. They made me feel comfortable and continuously supported me throughout the case. I truly feel the piece of mind and professional handling was well worth the dollar spent. Thank you for saving my money and my sanity.

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    I am amazed at how friendly all these gals were. I like that they took the time to speak to me when I didn’t know what to do on forms and how they understood I messed up. I did not feel judged and they helped me knock this stuff right out. I would hired them again if I needed to.. although imma do my best not to owe the damn government again!!

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    I had no idea when I started looking for help with my tax debt that one of the main IRS processing centers for the Eastern seaboard was in my back yard. Not only that, but I found a great tax attorney who was able to do what two other organizations could not, resolve this tax matter. I cannot say enough about Jonathan and his team. They kept me in the loop and got the result I told them that I needed in order to survive financialy. Thank you again, Jonathan.

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    Saved me a few grand. Did my taxes. So I guess they do work. Kudos folks.

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    J. David Tax Law respectfully understood my range of emotions and concerns I had regarding my situation. He thoroughly explained the process, set expectations & options, and helped guide me to a successful outcome. My attorney was responsive, knowledgable, and happy to answer any questions, no matter how mundane. His diligence, experience, and personal commitment, made me feel that my case was important & that I was more than just another client. Because of this, I am so thankful that I found them

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    I decided I needed a tax attorney to represent me in dealing with the IRS due to having very large prior year taxes due, even though I was current in tax return filings, and having just received notice that the IRS had cancelled a prior installment agreement and were threatening me with wage garnishment, property liens, etc. After a telephone call with J. David Tax Law, we set up a “game plan”. I found my attorney to be extremely knowledgeable, and he quickly outlined my options, listened to my desires relative to my financial state, and recommended a path forward that his firm would totally manage with the IRS on my behalf. I left feeling a great weight had been taken off my shoulders. I sent backup documents to my attorney’s legal assistant, provided a signed power of attorney form so they could represent me before the IRS, and was informed that a response to the IRS was in process. They contacted regularly to keep me informed of where they were in the case. Surprisingly, five weeks later I received options to settle the tax debt that I could handle. This options were drastically better than what the IRS had offered when I spoke with them. J. David Tax Law’s ethical, and forthright treatment of this unique situation gave me reassurance that their reputation is justly deserved. Without hesitation I will immediately engage J. David Tax Law should the need ever arise again. Hopefully it won’t but you never know. Good to have options.

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    I contacted J. David Tax Law regarding some business tax issues from my rental properties. I was impressed with their knowledge in these areas and their honesty. They provided me with practical solutions that I could afford to take advantage of. They were extremely efficient and helped me reach a settlement with the IRS to protect my interests in a reasonable amount of time. One thing that made this group stand out from my experiences with other lawyers is how much they cared and spent time explaining things to me. Since my husband passed I’ve been lost and highly reccommend this group for the work they did for me.

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    I contacted J. David Tax Law regarding some issues I was having with our taxes after the passing of my husband. I was impressed with their knowledge and the patience they had with me. Jim provided me with practical solutions and worked with me to help me to be able to afford to have them represent me. They were extremely efficient and helped me reach a settlement with the IRS to protect my interests and ensure I could maintain my lifestyle in retirement. If it were left up to the IRS I would have starved, I’ve never seen a more inhumane organization. I am very thankful I could have this organization represent me and thank my attorney and his assistant for all they did.

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    I am writing to thank you for the very professional job that you and your colleagues accomplished in managing my recent negotiations with the IRS concerning an offer in compromise. At the beginning of our work together you clearly mapped out the steps involved in the process and you accurately predicted the response of the IRS at every step. You completed the negotiation in a fairly short period of time, within the budget for fees that we initially agreed upon, and with an outcome that ultimately saved me tens of thousands of dollars. Please don’t hesitate to use me for future client references.

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    My taxes from some previous years hadn’t been filed and I wanted to take care of them correctly and make sure that everything was on up-and-up since I was about to get married. I felt like I would make mistakes if I did it myself or get in trouble when dealing with older taxes since I was going to owe the IRS. I reached out to J David and they’ve been awesome. They were honest and upfront and they stayed in contact with me through the whole thing. Should invite you to the wedding for all you did!

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    Tax Defense Network (Keri Brown), has helped so much. I am greatful to know they were on top of things while I continued to do what I love. They gave me a better understanding on how I am to handle my finances with the IRS. I would more then likely recommend them to anyone.

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    It has been an absolutely complete pleasure working with Amber Sarmiento for these past years. I’ve been a customer for quite some time and Tax Defense Network has help me tremendously through out the years and with all my tax issues. I am very satisfied with the results and most of all the support I get from the Tax Defense Team. Special thanks to Amber Sarmiento for all her help.

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    My husband and I are at the beginning stages of help. I really appreciate the constant communication it really makes me feel comfortable that the debt relief program that we are on is with a team that is dedicated to doing everything that they can to help us eliminate some of our IRS debt.
    I will follow up with another review as the process goes on and once we have completed the program.

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    Overall my experience with Tax Defense Network was Very Good. I would not hesitate to use them again. They finished their work on my case, in a very professional manner, and they made me feel confident in their ability to get the job done.

  • contact

    Freedom Debt Relief
    PO Box 2330 Phoenix, AZ 85002-2330
    844-293-4170

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