844-882-3712
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Overview

Highlights

  • Well-known, nationwide organization
  • Works with accredited providers
  • Offers a variety of debt relief solutions
  • Guarantee that you will reduce your debt by at least 20%
  • 100% money-back guarantee
  • Free consultation
  • Alternative to bankruptcy
  • Can help consumers with as little as $2,500 in unsecured debt
  • Easy to enroll online or by phone

Well-known, Nationwide Organization


CareOne Debt Relief has helped more than 5 million people get out of credit card debt. The company operates nationwide and is, perhaps, one of the most well-known debt relief agencies.

With providers licensed to offer debt management and debt reduction services in all 50 states, with offices spanning from Florida to California, CareOne Debt Relief can help consumers across the country consolidate and reduce their monthly payments and get out of debt.

Works with Accredited Providers
Although CareOne Debt Relief is not accredited by the Better Business Bureau, the company works only with BBB-accredited providers. This means the company that actually provides credit counseling and debt relief through the CareOne brand name is fully accredited.

Understand Your Debt Relief Options
CareOne Debt Relief Services offers a variety of options for individuals with more than $2,500 in unsecured debt. The most common program, a debt management plan, can stop collections calls and eliminate late fees to help you pay off your debt.

For those who can’t afford a debt management plan, a debt settlement plan can help you pay off your credit card debt at a fraction of what you owe.

If you and your credit counselor at CareOne determine bankruptcy may be your best option, the firm can direct you to a bankruptcy lawyer in your area.

Helps You Pay Less
CareOne customers report saving thousands on interest charges and late fees when they take advantage of CareOne’s debt management plan. You could save even more with a debt settlement plan, by letting CareOne providers negotiate with your creditors on your behalf to settle your debt for a fraction of what you owe. However, be aware that your credit score may suffer with a debt settlement plan.

Ongoing Support to Stay Out of Debt
Not only does CareOne connect you with credit counselors who can help you get out of debt, the company offers tools to help you stay out of debt.

Dip into the CareOne “tip jar” for articles that go beyond the basics to save money, earn a little extra cash, and even celebrate the holidays on a debt management plan.

You can log in to the CareOne community, too, for advice from expert advisors and consumers who are on their own journeys to financial freedom.

These are just a few of the ongoing services CareOne provides to help people track, improve, and maintain their financial health.

Save More with Member Benefit Services
Unlike many other debt relief companies, CareOne offers a number of programs to help their customers turn their financial lives around. CareOne’s Member Benefit Services, available for just $5/month, offers savings on everything from groceries to your dream vacation.

You can also take advantage of the company’s Legal Access Plan, and a cash rewards program that puts money back into your pocket when you shop. CareOne seems to understand that you don’t want to stop living just because you are in a debt management program, and provides the tools so you can enjoy the finer things in life on your new budget.

Can Help Businesses and Individuals with more than $2,500 in Debt
Tired of companies that can only help you if you have $10,000 or more in credit card debt? As long as you have at least two open accounts and $2,500 or more in debt, CareOne may have a plan that fits your needs.

Alternative to Bankruptcy
Bankruptcy can hurt your credit score for as long as 10 years, and you may still have to pay back all your debt. With a debt management or debt settlement plan, you could pay less and will have a greater opportunity to re-build your credit faster.

Gives Back to Community
CareOne doesn’t just work hard to get its customers out of debt. Through its charitable foundation, Ascend One, it also aims to improve local communities. The Ascend One Corporate Fund supports CareOne employees in community leadership positions.

The company supports charitable giving and volunteerism amongst its employees and has earned recognition across its home state of Maryland and across the U.S. for its efforts.

Free Consultation
CareOne offers a free consultation with a debt relief provider in your area so you can see if the company and its services may be a good fit for your financial situation.

6-month, 100% Satisfaction Guarantee
Not happy with your debt resolution? The CareOne Promise includes a 100% satisfaction guarantee. This means that, if at any time within the first six months of your debt management plan you are unhappy with CareOne’s service, support, or benefits, you can cancel with no questions asked and receive a full refund of the service fees you’ve already paid.Also, CareOne’s Settlement Savings Guarantee promises that you will save at least 20% of your existing balance at the time of settlement or CareOne will reduce or eliminate their own service fees so that you save money with your settlement. This means you are guaranteed to save at least 20% off your total balance when you allow CareOne to negotiate with your creditors on your behalf.

About CareOne Debt Relief Services

As one of the most well-known debt relief agencies in the country, CareOne Debt Relief has helped more than 5 million customers. Founder Bernie Dancel started CareOne after recovering from a bankruptcy, with the goal of helping other people keep from making the same mistake.

CareOne works with providers across the country who provide debt relief services under the CareOne brand name, using proven methodology and time-tested tactics to negotiate with creditors and create a debt management plan for customers.

The Bottom Line
As one of the largest names in debt relief, CareOne provides reliable debt management and a variety of services for consumers struggling with credit card debt.

It’s important to note that CareOne Debt Relief Services based in Columbia, MD, is not accredited by the Department of Consumer Affairs or the Better Business Bureau, two independent agencies that determine the trustworthiness of businesses and evaluate their level of customer service. However, CareOne only works with accredited providers, so the companies who actually handle your negotiation are deemed to be trustworthy and reliable.

With CareOne’s 100% satisfaction guarantee and its Settlement Savings Guarantee, there is nothing to lose by giving CareOne a chance.

Reviews

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    I had the MOST wonderful experience. I dealt with Jack and Ava. Both were very informative, and really took charge of my tax matter. I was able to get everything handled in about 6 months and save a lot of money. I will say I was a nervous wreck and had trouble just relaxing, but once I did I felt I saw magic happen. Thank you fine folks at stopirsdebt. I am forever grateful.

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    I talked to Mark about all my back taxes and the issues I face with these crazy IRS people. He PROMISED me they would get it done and I can sit here and say he is a man of his word. I feel they took care of me well and really had my best interest. I was able to keep my properties and retirement accounts and still get this solved. I am glad I talked to Mark and we sorted this thing out.

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    I like them and they work. I would recommend for your tax problems. I liked Ariana.

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    YES YES YES!!! This truly has been a blessing in my life. I can not sing enough praises. I feel like we can finally retire ion peace because of the great job they all did resolving our tax issues. I would definitely hire them again and I think the process is very easy. It took several months and I can say with confidence all is good.

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    Their prices were the best of the folks I called. Seems to be working out. No more garnishment. so I think they are good.

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    They are AMAZING!! From the first fella I spoke to down to the receptionist confirming a fax. I am so happy I trusted them. They kept saying we are handling this and I was skeptic but here we are 7 months later and I saved a great deal of money and I only have to pay a small amount monthly towards the remaining amount. I recommend them and give them 5 stars.

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    Dealing with the IRS has been a nightmare for me the last 6 years. I finally buckled down and hired this firm to help me, since I did not seem to get anywhere. It took us about 9 months (sounds like forever but compared to 6 years it isn’t bad really) and I can finally say my tax debt is behind me. They made me feel comfortable and continuously supported me throughout the case. I truly feel the piece of mind and professional handling was well worth the dollar spent. Thank you for saving my money and my sanity.

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    I am amazed at how friendly all these gals were. I like that they took the time to speak to me when I didn’t know what to do on forms and how they understood I messed up. I did not feel judged and they helped me knock this stuff right out. I would hired them again if I needed to.. although imma do my best not to owe the damn government again!!

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    I had no idea when I started looking for help with my tax debt that one of the main IRS processing centers for the Eastern seaboard was in my back yard. Not only that, but I found a great tax attorney who was able to do what two other organizations could not, resolve this tax matter. I cannot say enough about Jonathan and his team. They kept me in the loop and got the result I told them that I needed in order to survive financialy. Thank you again, Jonathan.

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    Saved me a few grand. Did my taxes. So I guess they do work. Kudos folks.

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    J. David Tax Law respectfully understood my range of emotions and concerns I had regarding my situation. He thoroughly explained the process, set expectations & options, and helped guide me to a successful outcome. My attorney was responsive, knowledgable, and happy to answer any questions, no matter how mundane. His diligence, experience, and personal commitment, made me feel that my case was important & that I was more than just another client. Because of this, I am so thankful that I found them

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    I decided I needed a tax attorney to represent me in dealing with the IRS due to having very large prior year taxes due, even though I was current in tax return filings, and having just received notice that the IRS had cancelled a prior installment agreement and were threatening me with wage garnishment, property liens, etc. After a telephone call with J. David Tax Law, we set up a “game plan”. I found my attorney to be extremely knowledgeable, and he quickly outlined my options, listened to my desires relative to my financial state, and recommended a path forward that his firm would totally manage with the IRS on my behalf. I left feeling a great weight had been taken off my shoulders. I sent backup documents to my attorney’s legal assistant, provided a signed power of attorney form so they could represent me before the IRS, and was informed that a response to the IRS was in process. They contacted regularly to keep me informed of where they were in the case. Surprisingly, five weeks later I received options to settle the tax debt that I could handle. This options were drastically better than what the IRS had offered when I spoke with them. J. David Tax Law’s ethical, and forthright treatment of this unique situation gave me reassurance that their reputation is justly deserved. Without hesitation I will immediately engage J. David Tax Law should the need ever arise again. Hopefully it won’t but you never know. Good to have options.

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    I contacted J. David Tax Law regarding some business tax issues from my rental properties. I was impressed with their knowledge in these areas and their honesty. They provided me with practical solutions that I could afford to take advantage of. They were extremely efficient and helped me reach a settlement with the IRS to protect my interests in a reasonable amount of time. One thing that made this group stand out from my experiences with other lawyers is how much they cared and spent time explaining things to me. Since my husband passed I’ve been lost and highly reccommend this group for the work they did for me.

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    I contacted J. David Tax Law regarding some issues I was having with our taxes after the passing of my husband. I was impressed with their knowledge and the patience they had with me. Jim provided me with practical solutions and worked with me to help me to be able to afford to have them represent me. They were extremely efficient and helped me reach a settlement with the IRS to protect my interests and ensure I could maintain my lifestyle in retirement. If it were left up to the IRS I would have starved, I’ve never seen a more inhumane organization. I am very thankful I could have this organization represent me and thank my attorney and his assistant for all they did.

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    I am writing to thank you for the very professional job that you and your colleagues accomplished in managing my recent negotiations with the IRS concerning an offer in compromise. At the beginning of our work together you clearly mapped out the steps involved in the process and you accurately predicted the response of the IRS at every step. You completed the negotiation in a fairly short period of time, within the budget for fees that we initially agreed upon, and with an outcome that ultimately saved me tens of thousands of dollars. Please don’t hesitate to use me for future client references.

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    My taxes from some previous years hadn’t been filed and I wanted to take care of them correctly and make sure that everything was on up-and-up since I was about to get married. I felt like I would make mistakes if I did it myself or get in trouble when dealing with older taxes since I was going to owe the IRS. I reached out to J David and they’ve been awesome. They were honest and upfront and they stayed in contact with me through the whole thing. Should invite you to the wedding for all you did!

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    Tax Defense Network (Keri Brown), has helped so much. I am greatful to know they were on top of things while I continued to do what I love. They gave me a better understanding on how I am to handle my finances with the IRS. I would more then likely recommend them to anyone.

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    It has been an absolutely complete pleasure working with Amber Sarmiento for these past years. I’ve been a customer for quite some time and Tax Defense Network has help me tremendously through out the years and with all my tax issues. I am very satisfied with the results and most of all the support I get from the Tax Defense Team. Special thanks to Amber Sarmiento for all her help.

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    My husband and I are at the beginning stages of help. I really appreciate the constant communication it really makes me feel comfortable that the debt relief program that we are on is with a team that is dedicated to doing everything that they can to help us eliminate some of our IRS debt.
    I will follow up with another review as the process goes on and once we have completed the program.

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    Overall my experience with Tax Defense Network was Very Good. I would not hesitate to use them again. They finished their work on my case, in a very professional manner, and they made me feel confident in their ability to get the job done.

  • contact

    CareOne
    9755 Patuxent Woods Drive, Suite 100
    Columbia, MD 21046
    844-882-3712

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