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Public Student Loan Forgiveness


by Staff Writer on August 16, 2017  0 Comment

Public Student Loan Forgiveness
Believe it or not, there is a way that you can erase your student loan debt by serving your country and your community. Public Student Loan Forgiveness programs (or PSLFs) allow individuals to get out of some student loans by working for the government or certain non-profit organizations. The good news is - you can qualify for PSLFs by working at any local, state or federal government job. The bad news is that not every student loan is covered by the program. You will also have to wait 10 years and make 120 qualifying loan payments to achieve total debt forgiveness, so it is not an immediate solution. But student loan forgiveness programs are still a really good deal for ...

Learn All About Income-Based Repayment Plans for Student Loans


by Staff Writer on January 18, 2017  0 Comment

Learn All About Income-Based Repayment Plans for Student Loans
Image via Flickr by LaMenta3 Whether you have one student loan or many, you may be able to take advantage of an income-driven student loan repayment plan for loan management. Income-based repayment plans offer some of the best options for borrowers with relatively low incomes, but these plans aren't for everyone. Find out which borrowers and which loans are eligible for income-based repayment plans and learn how these plans compare with income-driven repayment plans for student loans. What Are Income-Based Repayment Plans for Student Loans? An income-based repayment plan, or IBR for student loans, is one of the many options that the U.S. Department of Education offers. This federal student loan repayment program is designed to make your loans easier ...

When And Why Would You Need An IRS Tax Attorney?


by Staff Writer on December 14, 2016  0 Comment

When And Why Would You Need An IRS Tax Attorney?
Your tax bill has arrived. But, as they say, you can’t get blood from a stone. You simply can’t pay. This is when you need an IRS tax attorney to help you navigate the complex landscape of tax laws and court revenue rulings. Perhaps the interest, fees, and penalties have mounted to the point you can’t even fathom your tax bill. Or maybe your circumstances changed, the money you earned is long spent, and you can’t pay the taxes you owe on past income. Maybe you’re a new business owner who vastly underestimated your earnings and, as a result, your estimated quarterly tax payments. Whatever your individual circumstances, you are probably scared, sick with worry, and concerned about your financial ...

The Truth About Debt Reduction Services


by Staff Writer on December 09, 2016  0 Comment

The Truth About Debt Reduction Services
Debt reduction services, also known as debt settlement companies, often seem like a dream come true. Once you meet with them and share your financial struggles, they promise to negotiate with your creditors, consolidate your bills, and help you get out of debt. Many of these companies even promise to make your debts disappear, guaranteeing they can help you settle for 30 - 50 percent of what you owe. Unfortunately, these services aren't always what they seem. As the Consumer Financial Protection Bureau (CFPB) notes, working with a debt reduction service may even leave you deeper in debt than when you started. Debt Reduction Services: 5 Truths to Consider Before you sign up for help with your debts, it's important ...

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