Our new website is optimized for the most current web browsing technology. If you are using an older web browser, part of our website may not function properly as designed. Please consider upgrading your browser for an error free experience.
Anna is an experienced writer and editor who focuses on digital marketing, health and wellness, travel—but rarely all at once. With her background in research and the arts, Anna has a solid sense of the art of storytelling, along with a drive to gather the supporting data for those narratives.
It can happen to anyone. You do your best to file your tax returns on time and pay what you owe, but you just can't keep up with your tax bills. Whether your tax debt has grown over time or a major life event has impacted your finances, it might seem like you'll never be able to pay your IRS tax debt.
No matter what kind of tax issues you're dealing with, you could be eligible for tax forgiveness. If you're wondering what the IRS tax forgiveness program is, we've got you covered. We'll walk you through your options and help you understand the steps to take to tackle your tax debt. Find out how IRS tax forgiveness works and ...
Even if you've tried your hardest to pay your back taxes, it isn't always easy to handle past-due taxes. Unfortunately, the more behind you get on your taxes, the more options the Internal Revenue Service (IRS) has to collect what you owe. Finding out that the IRS has placed a tax levy on your property is never the kind of news you want to receive, but it doesn't have to be as final as you might think.
If you've received a tax levy notice from the IRS or if you're wondering how to stop a state tax levy, you have several helpful options to consider. Find out how an IRS tax levy affects your finances and learn how you can stop a ...
If you're struggling with tax matters like outstanding bills, IRS liens, or wage garnishments, it's easy to feel like you're drowning as the tax debt issues continue to pile up. However, it's important to remember that you aren't alone. Hundreds of thousands of taxpayers deal with serious tax debt issues every year, from overdue returns to tax levies on their property.
Fortunately, there could be a straightforward solution to your problem. Tax attorneys have the knowledge and experience to assist with everything from appealing IRS audit decisions to negotiating tax settlements and navigating tax forgiveness programs.
Not sure if a tax attorney is what you need? We'll walk you through the basics of what a tax lawyer does and how ...
When you need a tax relief company to help you manage outstanding debt or back taxes, you don't want to make a huge mistake and choose a poorly reviewed firm or a complete scam. But it isn't always easy to find a firm that you can trust. After all, how do you know whether a tax relief firm is dependable, and how do you decide which one to trust? Don't worry, we'll introduce you to a highly reviewed and honest tax relief company.
Optima Tax Relief is a reputable company that can help you with a wide range of tax debt services — and help you get legitimate results. From free consultations to tax settlement, Optima Tax Relief's experts are ...
If you can't pay your tax debt, you might be tempted to ignore those IRS notices and wait for it to go away. Fortunately, there's a better solution. The IRS offers several tax debt relief options that can help you resolve your balance and move on with your life.
Depending on your individual situation, you might qualify for a number of different tax debt relief options. Some of the most common programs include installment agreements, offers in compromise, and penalty relief. Find out how to get IRS tax debt relief and learn about how you can qualify for tax debt forgiveness.
IRS Tax Debt Relief Options
IRS tax relief programs allow you to resolve back taxes and penalties by finding ...
Outstanding tax debt can be overwhelming and scary. If you have owe back taxes to the IRS or have a balance owed
Fortunately, there are several things that you can do to manage your tax debt. You may be able to set up a payment plan or apply to have some of the debt forgiven. This is easiest with the help of a professional company like US Tax Shield.
Potential customers may worry about a US Tax Shield tax relief scam, but tax relief companies like this can offer legitimate assistance. It's important to understand the services and solutions available so you never feel as though you were mislead. Read on to learn more about what US Tax Shield ...
IRS tax debt can happen to anyone, no matter your age or income level. But if you've never had to address tax debt or back tax penalties before, you might not know how to deal with it while still paying your everyday bills and managing your family's budget. Don't worry, we're going to show you a solution that can handle your tax debt and help you save at the same time.
If you're wondering whether the IRS Fresh Start program can help you save on your tax debt, you're in for a pleasant surprise. This initiative is designed to help taxpayers deal with back taxes and save pennies on the dollar. Find out what the IRS Fresh Start Program ...
You could be eligible for one of three types of tax penalty relief: first-time abatement, reasonable cause, or statutory exception.
You can use IRS penalty abatement Form 843 to request most types of relief.
You may be able to appeal a penalty abatement denial if necessary.
Filing your tax returns is rarely easy, and receiving one of over 150 possible Internal Revenue Service (IRS) penalties makes the process even harder and more expensive. Fortunately, receiving a penalty notice doesn't necessarily mean the IRS has made a final decision. In many cases, you can apply for relief from steep fines through penalty abatement. Learn what the IRS penalty abatement form is and find out when and how to use it to ...
You can complete most audits by mail, but some require in-person interviews.
An IRS tax audit can involve several years of tax returns.
Ignoring an IRS audit can lead to substantial charges and penalties.
If the idea of getting audited by the Internal Revenue Service (IRS) makes your heart race or your brow sweat, you might be surprised to learn that this process isn't usually as scary as it seems. You can respond to the majority of IRS audits by answering a few simple, straightforward questions. Find out what happens if you get audited by the IRS and how to make the process go as smoothly as possible.
You May Have Been Randomly Selected
When you receive an audit notice ...
As an individual or business taxpayer, you could receive up to 150 different penalties after an IRS audit.
The most common IRS audit penalties relate to errors on your tax returns, failure to file your return, and not paying your taxes.
While most cases result in civil penalties, others can result in criminal charges, substantial fines, and prison sentences.
If you're one of the many individual or business taxpayers that the Internal Revenue Service (IRS) audits every year, there's a good chance that you'll end up with an even bigger tax bill. Since the IRS can levy over 150 different penalties, most audits result in penalties, no matter how carefully you completed your tax return.
Before you start worrying ...
Solvable is a for-profit company that helps customers resolve their tax problems, but a free service for consumers. Partners cannot pay us to guarantee favorable editorial reviews or ratings. We do not publish favorable (or unfavorable) editorial reviews or assessments at the direction of an advertiser or partner. We always work to put consumers first and do our best to provide value in meaningful ways, but our reviews are subjective.
How We Make Money
Solvable is compensated by some of the companies seen on our website. Most often, Solvable receives fees when one of our readers clicks, fills out a form, applies for, or receives a financial product from one of our partners. We also earn fees for capturing consumer stories and writing about them, displaying advertising, having our partners sponsor certain parts of the site, and writing content that may be relevant to our partner and their audience. This compensation may impact where products appear on this site, including article pages, comparison listings, the order in which they appear or if they will even appear on a given page, and our matching recommendations. Solvable has not written about, reviewed, or rated all financial products available to consumers.
In addition, we may be compensated in the following ways:
Referrals to consumers who use the online form or locator line that may provide expert answers to questions;
Marketing tax resolution, tax preparation, tax audit help and general tax assistance.
Referrals to services that help consumers with tax resolution, tax preparation, tax audit help and other tax issues.
We do recommend that you shop around and compare services and costs with other companies while performing your own due diligence, especially since people’s experiences with companies can change over time.
Free Solvable Services
The offers that you are matched up with are from companies or attorneys/law firms that we may receive compensation from. Based on our initial review of such companies or individuals, we feel comfortable introducing them to our readers. We won’t recommend something just because we’re offered payment to endorse or promote it. However, we do recommend that you shop around and compare services and costs with other companies while performing you own due diligence, especially since people’s experiences with companies can change over time.
We are not attorneys and we don’t provide legal advice. As always, we encourage you to do your homework and check out individuals and companies before you hire them. If you are already working with an attorney, we urge you to ask them your questions. After all, they will be familiar with your situation and the laws in your state.
We hope that you find Solvable helpful in your efforts to get a fresh start.
Personal Loans Advertiser Disclosure
The Personal Loan offers that appear on this site are from companies or affiliates from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). solvable does not include all Personal Loan companies or all types of offers available in the marketplace.
Personal Loan Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which loan works best for you and your own personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s or affiliates discretion. There is never a guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms that were shown.
Be sure to speak with your representative about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask up front about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $35,000 may be available through participating lenders or affiliates; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms and rates offered. In some cases, lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products. Ask your representative for details.
Credit Card Advertiser Disclosure
The card offers that appear on this site are from companies or affiliate offers from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). solvable does not include all card companies or all card offers available in the marketplace.
Credit Card Providers determine the underwriting criteria necessary for approval. You should review each Provider’s terms and conditions to determine which card works for you and your personal financial situation. Information is provided by the Credit Card Providers and is not a guarantee of approval.
All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s discretion. All reasonable efforts are made to provide and maintain accurate information. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown.
Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of the author’s alone and/or solvable, and have not been reviewed, approved or otherwise endorsed by any Credit Card Provider.
See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the provider’s website.
Business Loans Advertiser Disclosure
Business Loan offers that appear on this site are from companies or affiliates from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). solvable does not include all Business Loan companies or all types of offers available in the marketplace.
Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purpose only and not for any personal, family or household purposes.
Most of our Business Funding Partners or affiliates, do not require collateral for business loans; however, please note that it is possible to be offered another product by the lender depending on your needs and if the underwriting requirements dictate the same. Traditional bank and SBA loans generally are known for collateral requirements.
There is no one-size fits all business loan. Rather there are several types that will likely be offered and or discussed with you upon completing your request. Business Funding Partners determine the underwriting criteria necessary for approval, you should review each Partner’s terms and conditions to determine which business funding option works for your business’s financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Partner’s discretion. There is never a guarantee your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms shown. Lender terms and conditions will apply and all products may not be available in all states. Ask your loan representative for details.
Student Loan Refinancing Advertiser Disclosure
Student loan offers that appear on this site are from companies or affiliates from which solvable may receive compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). solvable does not include all student loan companies or all types of offers available in the marketplace.
Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan. solvable is not a lender or creditor, it does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures, please ask your lender about rates, terms, fees, and potential discounts that may be available for each product.
Certain federal and private student loans may not be eligible for consolidation/refinance.
Certain consolidation/refinance plans may result in higher monthly payments or negative consequences (i.e. prepayment penalties).
Consolidation/refinance may lead to other negative results, such as loss of grace periods.
Loans in default generally cannot be consolidated until completion of a repayment trial plan so tell your lender if you are in default and determine relevant options (be wary of those asking for upfront fees as well)
Other options or programs may fit your needs (i.e. personal loan, debt consolidation and/or debt relief). Consult your financial and/or tax advisor prior to making any decisions.
Solvable is not a creditor as it does not offer, extend or alter credit; rather it is an online market lead generator that allows consumers to shop and compare rates, terms and costs associated with financial products such as mortgages, auto loans, personal loans, student loans, etc. solvable does not originate or fund any product it markets; rather it has a network of lenders or Partners/affiliates. You may choose to speak with one or more of these lenders or Partners/affiliates to determine what your actual terms and savings may be. Only a lender can provide you with a formal application for credit, your inquiry form here is merely an expression of interest and/or intent to obtain credit or assistance. You must discuss your actual credit situation and fill out the lender’s required documents prior to obtaining an extension of credit. Network lenders may not have the best or the lowest rates so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, etc. to ensure you are truly getting your best deal for your situation.
You should contact your tax professional or other financial advisor to determine if you can actually realize savings by refinancing when it can extend the life of your current loan. You should ask the lender about all terms, rates, fees and costs associated with each product and if you will realize a net tangible benefit from the same. All initial estimated savings is done by trying to calculate what your rate may be; however, solvable does not have that information and cannot guarantee potential savings or that lenders will approve you for such product that would warrant those savings. Rates are not guaranteed and change daily. Lenders/Brokers/Dealers/Partners that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to solvable at the time of matching/offer/quote delivery. All amounts are estimates and examples only and do not represent an actual offer.